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Keywords, insurance; Precautionary wealth; Poverty; Rural China, jEL classification, d91; Q12, copyright 2001 Elsevier Science.V.We find no evidence that income risk discourages schooling, but it does appear to inhibit the temporary out migration of labor.However, only crack devil may cry reloaded a small share of this appears to be a precaution against income risk.We study portfolio and other behavioral responses to idiosyncratic risk in household panel data for rural China.Furthermore, this effect is largely confined to middle income groups; high-income households do not, it seems, need to hold unproductive precautionary wealth, and the poor probably cannot afford to.A Indian Statistical Institute, Delhi, India b Policy Research Department, The World Bank, 1818 H Street.W., Washington, DC 20433, USA.Screen science of mind and behaviour pdf reader users, click here to load entire article.We estimate that eliminating income risk would reduce the share of wealth held in liquid form by less than one percentage point.This page uses JavaScript to progressively load the article content as a user scrolls.One quarter of wealth is held in unproductive liquid forms.Screen reader users, click the load entire article button to bypass pokemon light platinum save game file dynamically loaded article content.3.963.0102.350.3701.The key regional difference.We have studied portfolio and other behavioral responses to idiosyncratic risk.' file for reading.