Today, Im going to share a few of the nifty spreadsheet techniques that I used to generate a usable (and useful) budget, and finally, Im going to share a technique to pay down your debt in a fraction of the time using the same exact.
Image credit: John Moore getty, in terms of functionality, Apples generic, preloaded keyboard has certainly improved, but even after adding its own App Store, complete with stickers and apps, its still a little bland.
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As you can see from my own calculations, when I maintain a 250 payment every month until its paid off, itll take me until July 2012 to pay off the entire Advanta credit card balance.
As you can see here, the first section of the budget pertains to bills, including household utilities and fixed bills, as well as another section devoted to only credit cards.